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Privacy Policy

We are committed to protecting your privacy and safeguarding the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, request an insurance quote, purchase insurance, or communicate with us.

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Information We Collect

We may collect personal information you voluntarily provide, including:

  • Name

  • Business name

  • Mailing address

  • Email address

  • Phone number

  • DOT or MC Number

  • Vehicle and fleet information

  • Insurance history

  • Driver information

  • Other information necessary to provide insurance quotes or services

 

We may also automatically collect certain technical information, including:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Date and time of access

  • Website usage information collected through cookies and analytics tools

  • How We Use Your Information

  • We use your information to:

  • Provide insurance quotes

  • Compare coverage options with insurance carriers

  • Process applications and policies

  • Respond to inquiries

  • Provide customer service

  • Process policy changes

  • Issue Certificates of Insurance (COIs)

  • Assist with FMCSA and DOT insurance requirements

  • Improve our website and services

  • Comply with legal and regulatory obligations

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Communication Consent

By submitting a quote request, completing a contact form, calling, emailing, or texting Simmerer Insurance, you consent to receive communications from us regarding your inquiry or insurance services.

We may communicate with you by:

  • Phone

  • Email

  • Text message (SMS)

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These communications may relate to:

  • Insurance quotes

  • Policy information

  • Coverage recommendations

  • Policy renewals

  • Claims assistance

  • Certificates of Insurance (COIs)

  • FMCSA and DOT filing updates

  • Appointment scheduling

  • Customer service

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If you initiate communication with us by email or text message, you authorize us to respond using that same method of communication.

Message frequency varies based on your request. Standard message and data rates may apply.

You may opt out of text communications at any time by replying STOP. Reply HELP for assistance or contact our office directly.

Your consent to receive communications is not a condition of purchasing insurance.

  • Sharing Your Information

  • We do not sell your personal information.

  • We may share information with:

  • Insurance carriers

  • Wholesale brokers

  • Managing General Agencies (MGAs)

  • Claims administrators

  • Service providers assisting our business

  • Government agencies when required by law

  • Regulatory authorities

  • Law enforcement when legally required

  • Information is shared only as necessary to provide insurance services or comply with applicable laws.

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Cookies & Analytics

Our website may use cookies and similar technologies to improve user experience, analyze website traffic, and understand how visitors use our website.

You may disable cookies through your browser settings, although doing so may affect certain website functionality.

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Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your information, no method of electronic transmission or storage is completely secure.

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Your Rights

Depending on applicable law, you may have the right to:

  • Request access to your personal information

  • Request corrections to inaccurate information

  • Request deletion where permitted by law

  • Ask questions about how your information is used

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Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated Effective Date.

 

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